Terrorism

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Terrorism Property

Terrorism Liability

Retail Agents (Educational/Sales Training)

Terrorism Property Insurance – Agent Sales Guide

Terrorism Liability Insurance - Agent Sales Guide

Client Education

Protect Your Property - Comprehensive Terrorism Insurance Coverage

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Protect Your Property - Comprehensive Terrorism Insurance Coverage
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Protect Your Business - Terrorism Liability Insurance Explained

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Protect Your Business - Terrorism Liability Insurance Explained
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Terrorism Insurance Solutions

Shepherd Specialty Insurance offers comprehensive terrorism coverage, providing a flexible alternative to TRIA with broader protection for both property and liability exposures.

Terrorism Property Coverage 

Provides up to $500M in limits covering Property Damage, Business Interruption, and Terrorism Liability. Features include $0 deductible options, policy terms up to 48 months, no minimum premiums, and first loss limits available. Coverage includes a broad, globally-tested definition of terrorism with proven claims-paying history. Every quote automatically includes Active Assailant, Denial of Access, Loss of Attraction, and Threat and Hoax coverage. Terrorism Liability is available as an optional enhancement.

Terrorism Liability Coverage 

Dedicated liability protection available in all U.S. states with $0 deductible options. Defense costs are included and capped within the limit. Coverage is tailored for different risk types:

  • Operational Risks – Up to 24-month policies with limits up to $100M per occurrence/aggregate

  • Construction Risks – Up to 48-month policies with limits up to $250M per occurrence/aggregate (24-month policies) or up to $160M per occurrence/aggregate (48-month policies)

Both solutions provide broader coverage than traditional TRIA, including protection for Terrorism and Sabotage with flexible terms designed to meet the unique needs of commercial property owners and businesses facing terrorism-related exposures.

Coverage Comparison -AEGIS Terrprism vs TRIA.png
Coverage Comparison - AEGIS Terrorism vs TRIA

Benefits of Terrorism Property Coverage

  • Limits up to $500M for Property Damage, Business Interruption, and Terrorism Liability

  • $0 deductible, 48-month policies, no minimum premiums, first loss limits available

  • Offers a broad and tested definition of terrorism that has paid multiple claims across the globe

  • Active Assailant, Denial of Access, Loss of Attraction, Threat and Hoax included in every quote

  • Terrorism Liability an optional extra

Benefits of Standalone Terrorism Liability Coverage

  • $0 deductible options available

  • Available in all U.S. states

  • Defense costs are included and capped within the limit

  • Operational Risks

    • Up to 24-month policies available

    • Limits up to $100M per occurrence/aggregate

  • Construction Risks

    • Up to 48-month policies available

    • Up to $250M per occurrence/aggregate (24-month policies)

    • Up to $160M per occurrence/aggregate (48-month policies)

Attachments:

Terrorism - Standalone Liability Specimen.pdf
Terrorism - Property - SOV.xlsx
Terrorism - Property Specimen.pdf
Terrorism - Standalone Liability Brochure.pdf
Terrorism - Standalone Liability - SOV.xlsx
Terrorism - Property Brochure.pdf