Retailers & Dispensaries
We understand that dispensaries face a range of risks such as burglary, vandalism, fire, and theft. To protect against these, business typically rely on comprehensive coverage, including, general liability and product liability.
Cultivators
Cultivators face numerous risks, including fire, theft, and equipment breakdown. Insurance coverage for these operations often includes living plant protection, goods in process, finished stock, product liability, and business interruption coverage to safeguard against potential losses.
Processors & Manufacturers
Cannabis and hemp concentrate processors, along with manufacturers of edible products, are held to similar standards and regulations as those in the general consumer goods sector. Necessary insurance coverage often includes product liability to address potential risks.
Available in all states where cannabis is legal, excluding Hawaii, and Louisiana.
Cannabis Operators
Coverage Benefits
General Liability with or without Products Liability
GL available on either Occurrence or Claims-Made Form
Up to $1M/$2M Premises and Products Liability Available
Retro date available up to 5 years
Employee Benefits Liability Available
Property, including coverage from seed through sale
Appetite Profile
Target Sales: $15M and under
35k max square feet per location
Up to $5M in Total Insured Value per location
Lessor’s Risk Only for Cannabis Tenants
Coverage Benefits
Up to $1M/$2M Liability limits Available
GL available on either Occurrence or Claims-Made Form
Property including building, ordinance/law, BPP, and property enhancement
BPP up to $500k per building
Appetite Profile
Up to $5M in Total Insured Value per location
30k max square feet per location
Must have no more than 30% vacancy
3 stories max